At Seaside Mortgage Corporation, we want you to know that we are serious about our responsibility to keep the information we collect from you confidentially and secure. We value you and the trust you show us when you allow us to assist you with your lending needs. We are committed to giving you the highest level of security and privacy protection regarding your personal information. Only our employees who need to have access to your information to perform their jobs are authorized to have access to your personal information.
Information We Collect
We collect nonpublic and public information that is personal to you such as your name, address, social security number, income, present and previous employment, assets, other credit relationships, and property information. This data is normally gathered from the following sources: Applications that you complete, forms that you complete and reports from credit bureaus, appraisers and employers.
How We Collect Your Information
We collect your personal information once you voluntarily submit a loan application to us. We will ask for a drivers license to prove your identity. The types of information we collect will depend on the loan product you are applying for with us.
How We Use And Share Your Information
We use the information you provide to process your loan. We may also provide certain information to others when the law requires it. For example, to prevent fraud, the information is subpoenaed or to comply with a request from a government agency or regulator. Seaside Mortgage Corporation does not sell its customer information or any non-public information.
When allowed by you and as permitted by law, there may be instances when your personal information may be shared with third parties. We do not disclose any customer information to affiliated or non-affiliated third parties except as permitted by law. The primary laws that govern these issues are the Gramm-Leach-Bliley Act of 1999; Regulation P, “Privacy of Consumer Financial Information and The Fair Credit Reporting Act.
How We Protect Your Information
We maintain electronic, physical and procedural safeguards to limit access to customer information. Only employees who need the information to perform their specific duties and responsibilities. Seaside Mortgage Corporation trains our employees on how to protect our customer information. We also incorporate policies that prohibit the unauthorized disclosure or use of that information.